In a survey of the PropertyMetrics audience the HP 10BII was the most popular financial calculator used, so for the purposes of this article we’ll be focusing on the HP 10BII. If you’re just starting out it’s really a toss up between the HP 10BII and the TI BA2 Plus. These financial calculators are not widely used in finance and commercial real estate and therefore are not recommended. Other financial calculators include the HP17BII, the HP19BII, and the HP20b. It’s not used much in business schools today but it’s still has a strong following among seasoned veterans. Usually the people wielding this small machine have been running financial calculations longer than most of us young(er) professionals have been alive. This is one of the older Hewlett Packard financial calculators. This is one of the newer and most popular Texas Instrument financial calculators and is also widely used in business schools and the finance industry. However, the layout and the core calculations for math and the time value of money are the same and everything covered in this article will also apply to the HP 10BII+. HP also produces the HP 10BII+ which includes some minor improvements and some more advanced functionality such as probability distribution calculations.
This is one of the newer Hewlett Packard models and is widely used in business schools as well as in the finance industry. Here are the most popular financial calculators used in commercial real estate and finance today: If you’re just getting started, the first choice you’ll need to make is which financial calculator to actually use. What’s The Best Financial Calculator to Use? We’ll discuss everything you need to know about getting started, we’ll cover some routine calculations, and we’ll also tackle some common mistakes and misconceptions.
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In this article we’ll solve all of these problems by taking a deep dive into how to use a financial calculator. It’s also common for people to get stuck with basic but confusing settings such as the payments per year setting. Sometimes it’s because they didn’t learn it correctly the first time, and other times it’s because they simply forgot how to use a financial calculator to perform a less frequently used calculation. Yet, it’s surprising how many commercial real estate and finance professionals still don’t know how to properly use a financial calculator. In finance and commercial real estate it’s simply expected that you know how to use a financial calculator.
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